Premium Grace Period Extension

Kaiser's grace period is 60 days for all small, mid & large groups. Large group standard delinquency payment processes resumed in May and groups should reach out to GBS if additional payment provisions are being requested.  For small group plan holders, Kaiser is extending the temporary termination suspension policy through June 30, 2020.

Coverage Available to Laid Off Employees

Employers may keep laid off employees on the plan but the employers are responsible for the entire premium of that employee. No time limit has been set but Kaiser hopes that they see a return to work in 2 - 3 months.

Waiver of Waiting Period if Employees Return from Layoff

Employers may waive the re-hire waiting period. If the employee returns to work within the same calendar year, deductibles met will be credited. If they do not return within the calendar year, deductibles will reset.

Termination Suspension Policy

Kaiser Permanente has decided to extend our temporary termination suspension policy for Individual & Family (KPIF) and small group plan holders through June 30.

We will continue to monitor regulatory activity over the next 30 days, but will not terminate KPIF or small group customers in June solely based on their inability to pay premium dues. We will continue to process normal disenrollment requests submitted by our customers, brokers, and general agencies.

For large groups, Kaiser Permanente restarted our standard delinquency payments process in May. We continue to work directly with all billed large group customers that are substantially delinquent in their premium dues payments to make sure they have a payment plan and ensure we support their retention. If they are still unable to make payments and are multiple months past due, groups could potentially be terminated for non-payment.

Employees Who Have a Reduction in Hours

Employees with a reduction in hours below the 30 hr. minimum can remain on the plan. No specific time limit has been set but Kaiser hopes to see an increase in hours to the 30 hr. minimum within 2 - 3 months

Additional Information

A Special Enrollment period for SGR (1-50) groups in MD, DC and VA will be announced this week to run through April 3, 2020 for an effective date of coverage of April 1, 2020.